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Amortized loans could I find out how much in tnterest I pay, if I have 30 year loan, on the end of third year?

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Only if you know the interest rate.

Posted on Jan 17, 2010

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Posted on Jan 02, 2017

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What is the maximum home loan tenure in India?


A home loan is considered to be secured loan. In general the home loan tenure ranges from 10 years to 30 years maximum. So, the maximum tenure that is allotted to a home loan is 30 years.

If you are planning for availing larger amount of loan and also you have the capability to repay the same then you are advised to apply for a home loan for 20 years. In this case, the loan will be considered as a long-term and the EMI will be less, but you won't have to continue this debt for your whole life. You can calculate your home loan EMI accordingly.

Nov 29, 2016 | The Computers & Internet

Tip

Tips for Driving Down the Price of Your Auto Loan


Here are some helpful tips for taking out an auto loan:
Before you sign on an auto loan, make sure to compare interest rates. The car dealership may not offer you the best rate. Check other lenders such as banks and credit unions. (Credit unions usually have better rates.) There are many sites online that compare interest rates from different lenders.
If you are able to come to the dealership with a pre-approved loan, you can focus your energy on negotiationg a better price for the car. Once you've been told you have a loan, make sure you have the loan in writing before you buy the car. Your credit score may not be high enough to be eligible for the loan you are offered. That's why it's important you know your credit score, so that you can better negotiate your interest rate on the loan.
Also, avoid loan stacking: Car dealerships may offer you a new loan that will help you pay off a loan on your previous/current cas as well as finance a new car. This is never a good idea. Agreeing to this type of loan means that you are taking out a much bigger loan than you need to.
Try to pay off as much as you can up front, so that you won't need to be paying off the car for years and years to come. In general, it's always a good idea to avoid long-term loans. Although these usually come with low monthly payments, your car's value could decrease signigicantly before you pay off the loan. You may be stuck paying off a loan for a car you no longer even want.
Also, be sure to ask if there are any penalties for paying off your loan early.
I hope these tips helped you with purchasing your new car!

on Sep 23, 2013 | Finance

1 Answer

Is The Loan Amount Based Totally On A Fixed Amortized Payment Over A Specific Term?


No. But long it takes to pay back the business loan through the daily processing of credit cards is the duration of the term.

Aug 24, 2016 | The Computers & Internet

1 Answer

What is my cost for a loan at a percentage rate of 26.99% on $5550.00 for 5 years, how much per month, annually and yearly?


Try an amortization schedule calculator:

https://www.amortization-calc.com/


BTW--IMHO 27% interest is w-a-a-a-a-y too much unless you have no other options!

Mar 03, 2016 | Office Equipment & Supplies

1 Answer

What is 7% of $44000.00?


7% of $44000.00 is $3,080.00.
That's how much the interest would be the first year if you don't make any payments. The total amount of interest you pay depends on the length of the loan. For a 30-year loan, your total payments would be $105,389.92. For a 20-year loan, your total payments would be $81,871.57.

Sep 12, 2014 | Office Equipment & Supplies

1 Answer

Change in amortization of loans due to interest rate changes


Put in all of the other data (present and future value, etc). Put in the new interest rate and press the I/Y key. Press CPT then the N key to see the new number of periods.

Jan 03, 2013 | Texas Instruments BA-II Plus Calculator

2 Answers

Explain the term amortization


The process of paying off a loan through specifically structured periodic payments is known as amortization. Amortized loans are different from other loans due to the way the amount and the structure of each payment is determined.

mortgage payments are a common form of amortized loans, and interestingly enough, both the term mortgage and the termamortization find their meaning in the same root word "mort." This term means to deaden or kill, as in to "kill off" or eliminate the loan a bit at a time, via regular payments.

Feb 10, 2011 | Computers & Internet

1 Answer

A $25000 home equity line of credit based on 7.8% APR annualized


No. To the nearest cent, the monthly interest is $162.50. The monthly payments only pay the interest, without reducing the principal.

Apr 15, 2009 | Texas Instruments TI-83 Plus Calculator

2 Answers

Loan Balance


set your p/y to 12( compounding periods per year). I think you are calculating for a one year loan?

Nov 18, 2008 | Texas Instruments BA-II Plus Calculator

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