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I need instruction on how to calculate a monthly mortgage payment

I need to calculate a mortgage payment on my HP 10bll

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See this handy Texas Instrument guide on calculating different formulae.
http://www.retrevo.com/support/TI-BA-II-PLUS-PROFESSIONAL-Calculators-manual/id/421ci277/t/2/

Posted on Apr 17, 2009

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Will someone please walk me through the steps to calculate a mortgage payment on the BAII PLUS TEXAS INSTRUMENT. Please be specific. Thanks.


For a thirty-year, $100,000 mortgage at 8% annually, compute the monthly payment:

2nd [CLR TVM] ( clear the time value of money registers )
3 0 * 1 2 N ( thirty years at twelve payments per year )
8 I/Y ( 8% annual interest )
1 0 0 0 0 0 PV ( $100,000 mortgage )
CPT PMT ( compute payment )

You should see -733.76. The negative indicates payment, the amount is $733.76.

May 08, 2011 | Texas Instruments BA Real Estate...

1 Answer

How do i calculate a mortgage payment on a ba II plus calculator


Enter the number of months, press N. Enter the annual interest rate, press I/Y. Enter the amount of the loan, press PV. Press CPT then PMT to calculate the amount of the monthly payment.

Full details, as well as how to do other types of calculations, are in the manual.

Nov 10, 2010 | Texas Instruments BA-II Plus Calculator

3 Answers

How do I calculate a mortgage payment?


If $100,000.00 loan: enter 100000. in pv, if interest rate is 5%, enter 5 divided by 12 = %i if 30 year mortgage, enter 360 N enter 2nd PMT to get monthly principle and interest. You may have already solved this problem.

Aug 19, 2010 | Texas Instruments BA Real Estate...

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I need to know how to calculate mortgage payments


The formula is:
J
M = P x ------------------------

1 - ( 1 + J ) ^ -N
where:
M = monthly payment ($)
P = principal ($)
J = monthly interest (15% --> 0.15/12=0.0125 )
N = number months (years X 12) Note minus sign!

"^" represents the calculator's exponentiation function:
____ ____
This key: | y | not this key: | y |
| x | | e |
----- -----

Aug 25, 2009 | Texas Instruments Office Equipment &...

1 Answer

Wrong calculation of mortgage payment


Check to see if the word "BEGIN" appears on your screen. If so, you are calculating the payment on an "annuity due" basis, that is, the first payment is made on day one, and each period thereafter, rather than the first payment being due at the end of the first (30 days usually) period. To fix this, press the blue "g" button, and then press the number "8" (notice the word "end" printed on that key in blue ink). This should return you to the normal (first payment due at the end of the period) option.

Jun 30, 2008 | HP 12c Calculator

2 Answers

Executive business analyst constant memory


Clear calc and mode registers & select two decimal places- ON/C, 2nd, CMR,FIX,2
Select FIN Mode - 2nd, FIN repeat until FIN shows up in display
Enter months in mortgage - N
Divide annual interest rate by 12 - Enter result as %i
Subtract down payment from cost of home - Enter result as PV
Compute monthly payment - 2nd, PMT
for Payments at beginning of month , press DUE, PMT

I have a question for you, what battery does the TI BA-II Constant Memory calculaor use?

Much thanks.

hgeiss@comcast.net

Oct 28, 2007 | Texas Instruments BA-II Plus Calculator

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