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Indemnity health plan

What is the difference between PPO health plan and Indemnity health plan?

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A PPO covers many of your health care needs for a small per-visit fee if you choose from the list of "preferred providers." You can choose to see a doctor who's not on the list, but you'll foot a greater part of the bill and may have to pay a deductible. Some PPOs do require claim forms. where as Indemnity insurance doesn't cover the total cost. Coverage is usually limited to a percentage of the billed amount.
To know more you can check the below link http://www.mass.gov/anf/employee-insurance-and-retirement-benefits/oversight-agencies/gic/epo-ppo-hmo-the-alphabet-soup-that-tells.html

Posted on Nov 06, 2013

  • johnscouture
    johnscouture Nov 06, 2013

    A PPO covers many of your
    health care needs for a small per-visit fee if you choose from the list of
    "preferred providers." You can choose to see a doctor who's not on
    the list, but you'll foot a greater part of the bill and may have to pay a
    deductible. Some PPOs do require claim forms. where as Indemnity insurance
    doesn't cover the total cost. Coverage is usually limited to a percentage of
    the billed amount.


    To know more you can check
    the below link http://www.mass.gov/anf/employee-insuran...

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