Question about RE-phrase RePhrase Trip Italian
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Posted on Jun 27, 2013
Since August 2007, the U.S subprime mortgage crisis has not only threatened to the U.S. economy into a recession, but affected the global financial system. Furthermore, it brings a huge challenge to short-term and long-term development for global banking industry. Because the crisis has caused banks and other financial institutions became nervous about lending to other banks, banks generally lack of liquidity following the subprime mortgage crisis.2 especially, banks depend heavily on the short-term money market or purchased funds market will be more likely to suffer liquidity problem in the future, and the Regions bank is an example
Liquidity is a bank's capability to meet its financial obligations as they come due. Having long term investments relative to short term could hurt the Bank. Large banks have been making increasing use of asset management in order to enhance liquidity, holding a larger part of their assets as securities as well as securitizing their loans to recycle borrowed funds. A bank should be able to meet depositors demand by either having cash or short term securities that can be liquidated easily and obtaining sufficient funds, either by increasing liabilities or by converting its assets quickly at a reasonable cost.
To provide funds to satisfy liquidity needs, one or a combination of the following must occur:
•Disposal of assets.
•Increase in short-term borrowings and/or issuance of additional short-term deposit and deposit-like liabilities.
•Increase in long-term liabilities.
•Increase in capital through earnings, capital injection, stock issuance, or issuance of other capital
Posted on Jun 18, 2013
The present study investigates how working memory and fluid intelligence are related in
young children and how these links develop over time. The major aim is to determine which
aspect of the working memory system-short-term storage or cognitive control-drives the
relationship with fluid intelligence. A sample of 119 children was followed from kindergarten
to second grade and completed multiple assessments of working memory, short-term memory,
and fluid intelligence. The data showed that working memory, short-term memory, and fluid
intelligence were highly related but separate constructs in young children. The results further
showed that when the common variance between working memory and short-term memory
was controlled, the residual working memory factor manifested significant links with fluid
intelligence whereas the residual short-term memory factor did not. These findings suggest
that in young children cognitive control mechanisms rather than the storage component of
working memory span tasks are the source of their link with fluid intelligence.
Posted on Jun 12, 2013
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Posted on Jan 02, 2017
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