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Credit card denied for no reason (according to my bank)

I have a credit card which I have been using to pay for skype automatically.  all of the sudden it stopped working was ''denied'' and i have no idea why.  I am unable therefore to put money into my skype account so I can use it to make calls... Love to fix this as soon as possible as this is my primary way of making calls.

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Posted on Feb 09, 2009

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6ya6ya
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Posted on Jan 02, 2017

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You should ask the financial institution which emitted your credit card to fill the application. Procedure may vary from bank to bank.

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Im not sure which country you live and the banking system regulations
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You don't actually have to transfer money into your Paypal account from your regular bank account in order to pay with Paypal.

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Then whenever you make a purchase using your Paypal account, the necessary funds will be drawn directly from your regular bank account automatically by Paypal.

If you already have some money in your Paypal account, then Paypal will automatically use that money first, then take out whatever remaining balance is necessary from your Primary Funding Source bank account or credit card.

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Purchased PC Ulta Speed through Pay Pal . You paid for it twice. Two amounts of $39.92 taken out of my bank a/c as per statement i have just received? from Bank of Qld Beaudesert


If you are wondering why you have two charges on your bank account statement one possible reason is the other is only for pre authorization. What is a Pre-Authorization?: A pre-authorization is a temporary hold of a specific amount of the available balance on a credit / debit card. The pre-authorization is NOT a charge and you are not responsible for paying for it.

It is one way of verifying the legitimacy of the transaction especially if its done online.
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I have an error code 10417 when i try to pay an order with paypal Your Transaction could not be completed. You can return to PickYourShoes.Com and try again with a different funding option or try...


Telephone the bank that issued the credit-card to you, and see if your credit-card is OK, and is not "limited", and not over your limit.

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Why wob't paypal let me use bank account to pay for purchase ?


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I have a new credit card account. The old visa account is expireing as of April 29,2010. I need to pay an invoice and I am having trouble doing it via paypal. Pllease help.


I'm not sure if you're posting this question in the right place but here are my suggestions based on the info you are providing in your question:

1. find out with your financial institution if they will be providing a replacement card, most financial institutions should do this automatically and advise of your creditors that a replacement card is being issued. you may need to contact them directly and let them know of any changes prior the expiration date but get the new card before.

2. if it's a matter of paying one invoice there are always alternative solutions that should work, a debit-credit card from your bank, a wire transfer from your bank account, a money order are widely accepted solutions.

3. get the payee to change the credit card for another credit card you may own or someone else's credit card that may allow you to use it temporary, you can always pay that person in cash for a couple of months until your get your credit card issue or paypal issue resolved.

4. have you tried to load your paypal account from your bank account, simply go to www.paypal.com, log in and under the load section you should be provided with links to load your paypal account from a bank account, have your bank account info ready.

I hope that helps!

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If I purchase goods through my Pay Pal account and then, on receipt of the goods find they are not to my liking and return them - the supplieir will refund my Pay Pal account-am I correct? If this happens...


i would recommend using a credit card that way it is easier to obtain a refund through your bank than it would be via paypal. Be very careful using paypal i have had them rip my off charging my credit card and i am not even a member!! At least it was very easy to get my money back and my bank suggested i get a direct debit credit card and have a zero balance only putting funds into that card when i want to make a purchase. Desputing funds through the bank is a simple and relatively quick process but paypal a gamble indeed. Hope i helped.

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