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When you tried to format, did it complete formatting? If format failed then the memory is bad. Buy a replacement. Format should be completed in the camcorder for it work right. If format completed, and you can write to and read from the memory card on the PC, then there may be a problem with the camcorder card reader. Try blowing out the card slot with canned compressed air. (Don't use a tire inflator) And gently wipe off the contacts on the card with a QTip dipped in alcohol. Good luck.
It sounds like in your situation that you may have a bad card. If you cannot get your card to mount to your phone for storage, I would try to find access to a pc that has an SD card slot that you can try to format it that way. If the card still wont format, your looking at a defective card and will need to purchase a new one.
Sounds like a format error. Try formatting the card. There is a function in the camera menus to do this. If it won't format or gives an error when you try, then there may be an issue with the connectors in the card slot or the card may be incompatible.
Maybe it is having trouble with the size of the memory. Memory cards have grown enormously in capacity in the last couple of years, and even relatively new cameras may not be able to cope with the memory size of the newest cards. It is often difficult to find out the maximum capacity a camera will use, as today's memory cards are much larger that those available when the manuals for the camera was written.
SD and SDHC cards fit the same slots, but many cameras won't work with the SDHC (high capacity) cards. SDHC is not backwards compatible.
#1 Insert your memory card into your computer's reader if you have one. If not, you can purchase a multi-format USB Memory Card reader from Amazon.com or Buy.com #2 Open up 'My Computer'. You should see it under the list of available drives. #3 Check its contents first to make sure that you have the right drive. #4 In 'My Computer', right-click on the drive and choose 'Format'. #5 Leave all the options as they are and click on 'Start'. This is a non-reversible process so make sure this is what you truly wanted to do in the first place. #6 Once the process is completed, take the memory card out and insert it into your Digital Camera or any other device. Try to browse to it to make sure it works fine now.
I was also getting bad format error on my LG kc550. Did a little research (read the instruction book) and if you want to properly format your card to work with the phone you must insert the card into the phone then connect the phone to your computer via the USB cable supplied. Go to "My Computer" and you should see that the phone and memory card are displayed as two separate external devices, when you try to access the memory card your computer should ask you to format it. Click Ok and a Format box will come up, click Ok again and your computer will format the memory card acordingly.
Unfortunatly this resulted in my losing 4gb of space on the card, i dont know wether its based on percentage or a fixed amount the phone needs but if thats the case you will need more than 4GB for your card to be formated for your phone