Have you ever been stuck somewhere between point A and point B stranded , perhaps on a trip you went into a store to use the restroom or buy a soda or the like, shut off the engine which was running fine and came out put the ignition key in the ignition, turned to start and......nothing......hit the battery cables with a wrench hoping it was a loose connection...slapped the gear shift handle in all different selections while holding the key in the crank position in hopes to "fire it up" and still....nothing.
Well what is your next course of action provided a repair shop is too far away or you have no idea where you even are, you call a tow truck, the first question they ask you is your name, your phone number and location with vehicle description, then they may say we are going to send out a flatbed tow truck to pick you up as they don't want to damage the under carriage of your vehicle by using a typical winch/bar type tow vehicle.
You agree but what you may not realize is a flatbed truck costs a bit more to operate then a smaller cable & winch/tow bar type tow truck.
So how can you avoid and prepare for the future, spending all this money if this would ever happen again... you would first ask your car insurance broker how much money is it to add tow insurance on the vehicle, you may be amazed to find it is only dollars per month if it is offered, another way to protect is to get the TripleAAA plan, again itb is a low cost yearly plan that offers a few different plans to suit your needs and your wallet.
If you have a family member that has a triple AA card in good standing ask if you can borrow their card, most always the Triple AAA tow driver will take the card and ask you to scribble a signature on the tow form before he hooks up your vehicle, they only want to be payed for service rendered,
but when you call for the tow ask them over the phone what their policy on this is.
Also you can go online and search out a policy that is perfect for you and perhaps multi vehicles in the same household policies, here is a webpage I found online for an example of what you will be looking at and there are many many more.
CarBuyingTips.com guide to auto insurance, scams to avoid
Don't Forget To Budget In Auto Insurance
And Warranties! ....
If your car breaks down, this coverage will pay for a tow truck
or roadside ...
If you insure
2 or more vehicles on the same policy
some companies may give you a discount. ...