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I need home loan rs 10.00,000

My salary is 2.20 per annum, and flat is 14 years old

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  • pradnyakulka Jan 05, 2009

    need as early as possible


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Rather than checking with banks you should check out the home loan approval procedure of NBFCs. As compared to banks they have less stringent rules and regulations and require very few documents with faster loan approval than any banks. Moreover they also provide the flexibility to repay your loan easily. With the help of any online home loan emi calculators you can easily calculate your monthly installments and manage your finances better.

Posted on Jul 11, 2016

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We are a certified and legitimate loan lender working alongside with some
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Posted on Jan 07, 2009

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Fixya is a technical support website.

Please use the following websites with home loan calculator:

IDBI Home Loan EMI Calculator

Home Loans, Housing Loans, Home Loans in India - HDFC.com .

Regards.

Posted on Jan 05, 2009

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2 Answers

Is it advisable to take a home loan for your new house?


Yes, it is always good to finance your home purchase with the help of a home loan.
Below mentioned are the following reasons to support my comment.
  • It is easy to apply for a home loan and get quick approval (if you apply in any renowned NBFC).
  • The rate of interest of a home loan is usually the lowest among any other type of loan.
  • You can repay the loan slowly and steadily for a long period of time. The tenure of a home loan is generally between 20-30 years.
  • You can avail tax benefits from your home loan. You will get tax deduction upto Rs.2 lakhs (Rs.1.5 lakhs on principal amount and Rs.50K on the interest).
  • You can apply for a home loan along with another partner, that means, you can apply for a joint home loan.
  • You can get top up loan above a home loan, in case you have some scarcity of money to finance your home purchase.

Jan 09, 2017 | The Computers & Internet

1 Answer

How can I get a Personal loan in Pune drawing Rs, 27000, when the company is not listed?


You can easily apply for a personal loan in Pune or anywhere in India. You should always try online application procedure to apply for a loan. This will save your time and effort and you will be able to apply from the comfort of your home. As you have mentioned that your salary is Rs. 27,000, you can pay an EMI up to Rs. 11,500. This EMI amount is 43% of your gross salary. So, if you do a back calculation, you can see that you are eligible to get a personal loan
of Rs. 3 lakhs, that you have to repay within 3 years at an interest rate of 12.49%.

Dec 26, 2016 | The Computers & Internet

2 Answers

What kind of the requirements for a personal loan?


There are lots of requirement for personal loan, first you need to know are you eligible for taking a loan or not! Eligibility criterion keeps on varying across different lenders. However, certain parameters have been set to maintain a generic outline.·

For working professionals·
  • Loan availability limit:
    • Usually it ranges between 1- 18 lakhs
    • Highest limit is 25 lakhs, generally
  • Loan tenure:
    • Minimum- 24 months
    • Maximum- 60 months
  • Age limit:
    • Minimum- 21 years
    • Maximum- 60 years (ultimate age limit till the loan gets repaid)
  • Salary structure:
    • People having Rs.10000 or Rs.15000 salary are eligible of getting personal loan
    • Residents of top cities need to earn Rs.30000 or above to avail the loan
  • Work experience:
    • Total job experience must be minimum 2 years
    • Work experience in the current organization must be minimum 1 year
  • Certain points need to be considered:
    • Any other loans that are running
    • Current EMI details
    • Loan repayment history
    • Credit history of the consumer
    • CIBIL score must be 750 and above
To know more details about the eligibility for the personal loan and check whether you are eligible for it or not

Mar 14, 2016 | StarvingMind Loan Calculator

2 Answers

The equation S = 1352x + 44,609 can be used to estimate the average salary S of teachers in public schools x years after 2000. Determine in what year the average salary will be $63,537.


i think teachers need to be payed a good wage .. after all they single handed look after 30 kids for like 4 or 5 hrs...

how the fek do they do it my home is a reck after an hour with three..?

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1 Answer

Howshould iknow serfing charges in bsnl broadband


BSNL Broadband Dataone is offering ISP connection to home and business differently as the way and limit of usage are different. And for every plan the prices vary for single month or annual tariff. If pre-ordering for 1 year, the tariff is discounted to some amount.
Here are the various plans available for home subscribers who go for BSNL broadband home plans -

bsnl-broadband.jpgHome 125 plan
256 Kbps/Upto 2Mbps connection.
Monthly tariff is Rs 125 and Annual tariff is Rs 1250.
Download/Upload limit is 150 MB per month, and additional usage costs Rs 0.90 per MB.
There is no night unlimited browsing option available.

Home 250
256 Kbps/Upto 2Mbps connection.
Monthly tariff is Rs 250 and Annual tariff is Rs 2500.
Download/Upload limit is 1 GB per month, and additional usage costs Rs 0.90 per MB.
There is no night unlimited browsing option available.

Home 500
256 Kbps/Upto 2Mbps connection.
Monthly tariff is Rs 500 and Annual tariff is Rs 5000.
Download/Upload limit is 2.5 GB per month, and additional usage costs Rs 0.80 per MB.
You can browse unlimited from 0200-0800 Hrs.

Home 1000
384 Kbps/Upto 2Mbps connection.
Monthly tariff is Rs 1000 and Annual tariff is Rs 10000.
Download/Upload limit is 5 GB per month, and additional usage costs Rs 0.80 per MB.
You can browse unlimited from 0200-0800 Hrs.
You have to give 1 month plan charges extra for security deposit.

Home 1800
512 Kbps/Upto 2Mbps connection.
Monthly tariff is Rs 1800 and Annual tariff is Rs 18000.
Download/Upload limit is 10 GB per month, and additional usage costs Rs 0.70 per MB.
You can browse unlimited from 0200-0800 Hrs.
You have to give 1 month plan charges extra for security deposit.

Home 3300
2Mbps connection.
Monthly tariff is Rs 3300 and Annual tariff is Rs 33000.
Download/Upload limit is 5 GB per month, and additional usage costs Rs 0.70 per MB.
You can browse unlimited from 0200-0800 Hrs.
You have to give 1 month plan charges extra for security deposit

Sep 30, 2010 | YouTube Computers & Internet

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