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If I consolidate my payday loans will it affect my credit?

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I agree, most likely that payday loans aren't included into your credit history and you should order a copy of your credit report to check it. Also check your credit score to see if you can get another personal loan with low interest rate to be able to pay off your payday loans. The most important is to pay off the loan which will be included into your credit report. Anyway, borrow prudently and try to pay off your bills and loans in time. Be careful when you apply for one hour payday loans because these lending products have high interest rates.

Posted on Apr 16, 2013

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You payday loans probably are not showing on your credit file. You can get a copy of your credit report and check ( However, if you had to resort to payday loans to begin with, you are probably going to have trouble finding a lender to give you a loan big enough to pay off those loans. The interest will be high but no where near as bad as that 600% range of payday loans. I'm in over my head in payday loans and Yes! I do know it's a bad thing, problem is I need help and am looking to consolidate my bills and roll them into it.

Posted on Oct 31, 2012

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