It worked fine for about a day and then it just froze.
So I turned it off and on again and it said insert smartchip.
I thought my chip was messed up so I tried it in another phone it worked fine.I then tried my hubands chip in my phone and again said
I had the same problem but i fixed it. I'm not sure if this will work for you though. I took off the battery door and noticed that although my battery fit, it was somehow off by a few millimeters maybe. I took a tiny piece of paper, folded it and then fit it near the edge of the battery. This pushed the battery exactly where it should've been and then the phone could read the sim card again. I don't know how it got knocked outta wack but this seemed to help.
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if you take sim and battery out for about 15-20 minutes and boot up your phone, you should be fine, i talked to my stepdad, computer freak, he said it could be caused from me not ever shutting my phone off and it just getting hot
I was told sometimes you have to wiggle it around sometimes, i was having the same problem this morning, i just wiggled it some without taking out the battery and it worked for me, if that doesnt work, maybe try taking out the battery and wiggling it some more. Hope this helps.
You have to insert the smart card all the way in on these phones. You can use a pen cap or something to push it all the way in there until it goes all the way in and click and stays there. Then it will not say " insert smart chip" anymore.
I have the same phone, and was getting the same "Insert Smartchip" message.
I seem to have fixed it by taking off the cover on the back of the phone (the part with the Sony Ericsson name on it), taking out the large battery, and gently pushing the little blue Smartchip back into its chamber with my fingernail, as it must have come loose somehow. The Smartchip "clicks" into the chamber when it is in there correctly.
I put it all back together, turned the phone off, then back on. When it came on, it worked again.