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Can not afford to pay mortgage on timeshare

Resident in uk have mortgage on timeshare in usa cannot afford payments due to economic situation if i default on mortgage can the company come after me in courts to get their money

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It will depend on the time share company and whether they have a division or sister corp. incorporated in the UK. The torture of trying to get settlements across national borders is hardly worth the effort for  company unless it is a substantial sum.
I'm sorry about your (and our) financial bind; you can thank our stupid US socialist government for their free market interference in the mortgage business.
Personally, I hope you stiff the time share outfit, they have been shafting consumers for decades. Time shares are the worst kind of expenditure and only allow developers to sell middling apartments for 8-10 times what they cost to build.  

Posted on Dec 23, 2008

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Posted on Jan 02, 2017

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Timeshare fairways week and I cannot afford to pay levie. Tried to sell for the past 2 years .Levie 6000 rands. Am told i am still responsible to pay levie. Levie gone from up from 150rands


Hello, Rwbemp -

So, you and the timeshare are in South Africa.

Following the timeshare rules and regulations, are you able to rent the unit during your timeshare period?

If you do not live close to the timeshare, there may be a rental management agency in the same location of the timeshare with which you can contract to lease the timeshare for the period you have assigned for use. Note: Most rental management businesses take a percentage of the rental fee as their payment.

You would need to have a legal lease agreement drawn up, for one thing.

If you are allowed to rent the timeshare unit, you may also wish to do so through Air BnB, if you wish:
https://www.airbnb.com/s/South-Africa
See the information on Hosting at the bottom right of the page.

Best wishes.

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Which home loan is better: Long term or Short term?


A home loan is always considered to be a good debt. So, longer home loan tenure is going to benefit the applicants more. An applicant who is apply for a home loan online, you enjoy the benefit of tax deduction for the entire tenure of the loan.
In case of short term home loans, your house loan EMI amount will be pretty high, so you may not be able to afford it. But you have to repay less to the lender. But in case of long run, your per month repayment will be less and affordable, but you will end up paying much more than what you have actually taken as loan. Your principal amount and your repayment amount will have a huge difference.

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I am having trouble making a payment on line


Trouble Paying? - FedLoan Servicing

https://myfedloan.org/make-a-payment/trouble-paying.shtml
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https://buckeyelink.osu.edu/having-trouble-making...

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Trouble making mortgage payments - Citibank

https://online.citi.com/US/JRS/.../template.do?...trouble_making_paymen...
Citi Official Site: Learn about your options if you are having trouble making mortgagepayments.

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How do I pay mortgage payment on line


Note: The names of the fields and controls on your bank's website may not be the same as the ones I've used. If you can't find the exact name, look for something similar

Set up where your payments will go.
  1. Make sure you have the name of your mortgage company and your account number.
  2. Go to your bank's online banking website.
  3. Open the Pay Bills page
  4. Open the Payees page
  5. Select Add a New Payee
  6. Look on the Payee List for the mortgage company
  7. If you find it, select it and enter your account number. If you don't find it, go to your bank branch and ask for help.
Make a payment
  1. Go to your bank's online banking website
  2. Open the Pay Bills page
  3. Select Pay a Bill
  4. Select the mortgage company from your list of payees
  5. Enter the payment amount
  6. Enter the date the payment is to be made. If you're making the payment now, you can probably leave the date blank.
  7. If the page allows paying of more than one bill at a time, there may be a box your have to check next to the payment entry you have made
  8. Click the Confirm Payment button.

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I lost my 3g pay as you go number can i get the same number replaced


Probably not. The number is only guaranteed for a steady subscription payment. Some carriers have a ''grace period'' that they will restore the number if you pay up to date, but most ''economical'' carriers will dump the number as soon as you become officially disconnected due to non-payment. // If you have one of those economical plans, and you are more than one month past due... you probably lost the number.

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Can a person buying my home take over my mortgage


That depends on the lender, though most will allow a new buyer to assume the existing mortgage. Contact the lender to be sure.

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What is a mortgage loan?


A mortgage loan is a loan where the client pledges real property, often a residential home, to the bank in order to secure the loan. If the client doesn't pay the mortgage, the bank can take the property. If there is a foreclosure, the bank will sell the property and use the sale money to clear the mortgage debt.

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Explain the term amortization


The process of paying off a loan through specifically structured periodic payments is known as amortization. Amortized loans are different from other loans due to the way the amount and the structure of each payment is determined.

mortgage payments are a common form of amortized loans, and interestingly enough, both the term mortgage and the termamortization find their meaning in the same root word "mort." This term means to deaden or kill, as in to "kill off" or eliminate the loan a bit at a time, via regular payments.

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How do I calculate a mortgage payment?


If $100,000.00 loan: enter 100000. in pv, if interest rate is 5%, enter 5 divided by 12 = %i if 30 year mortgage, enter 360 N enter 2nd PMT to get monthly principle and interest. You may have already solved this problem.

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Wrong calculation of mortgage payment


Check to see if the word "BEGIN" appears on your screen. If so, you are calculating the payment on an "annuity due" basis, that is, the first payment is made on day one, and each period thereafter, rather than the first payment being due at the end of the first (30 days usually) period. To fix this, press the blue "g" button, and then press the number "8" (notice the word "end" printed on that key in blue ink). This should return you to the normal (first payment due at the end of the period) option.

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