I am a seller of a Chevrolet motor car. I sent a money transfer via Western Union to pay for the pick up of the car. i.e. $860.00 yesterday.
PayPal emailed me to say the $4900 was in my PayPal account from the buyer, a Marine Engineer somewhere out at sea!! a Mr Todd Newberry.
When I last looked the $4900 had not been transferred into my Visa Card Credit Account.
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If you pay with paypal via credit card your account will always show no funds. The only time that it will show funds is if you have received a refund from a seller or had money transfered into your account.
Paypal will only draw against your nominated credit card account when you press the pay now key. It will not show what funds you have in that credit card account.
If you are trying to pay with a credit card via PayPal, it asks for the same information as any secure site: the account number and CVV code. The CVV code for most cards (Visa, MC) is a three-digit number printed on the back of the card. For Amex, the confirmation code is the four-digit code on the front on the right side just above the account number.
If you think you are trying to pay for something via Paypal and the payment form does not allow you to put the CVV or confirmation number in properly, it might be a scam page. Check the URL for "https:" not "http:" If your don't see that "s" in front of the colon don't type in any card information - if you already have sent credit card information to a http (not https), contact your bank and tell them your card might be compromised.
PayPal is an online account where people can send and receive money from each other. Specifically, think of PayPal as kind of like a Western Union Terminal in which you have control. For example, before PayPal existed if Person No. 1 wanted to send Person No. 2 money immediately they'd go to Western Union and have it wired. Now, with PayPal Person #1 would send Person #2 funds from their PayPal account.
If you wanted to send funds (from a money order for example) you'd have to deposit the money Order in your Bank account and then transfer the funds from your Bank account to your PayPal account. Then, you could use the money in your PayPal account as you needed to.
To get a PayPal account, you either need a credit card or at least a debit card. However, what you can probably do is to get a "Virtual Credit Card" that allows you to pay via Western Union or "Money Gram".
Virtual Credit Cards acts as pre-paid accounts minus the actual card. What they will give you instead is the account number, CVV code and the expiration date.
There are virtual credit cards that you can use for PayPal verification, however, most of them are of one time use. Check those you can reuse or reload. Try going to EntroPay.