Can you pay for items by check on ebay and how early do I have to order something to get it by christmas??
It depends on the individual seller, what kind of payments they'll accept. As far as checks and wanting it before Christmas you might run into a problem as those that do accept checks may not ship the product to you until after the check clears their bank. That could be a few days or up to a few weeks, again depending on the individual seller. Usually when you view the item you're interested, near the very bottom of the page you'll find a section that says... Payment. That's where they'll let you know what type of payment they'll accept. By far the most popular is PayPal, which is owned by eBay now. With PayPal you can set up your account to allow them to withdraw funds from your bank account, either savings or checking. If you're not comfortable with that, and a lot of people aren't there are still other options to use PayPal. You can buy what's known as a "Money Pack" which are available at a number of major retailers. There is a fee for this, and have that wired to PayPal to deposit in your PayPal account, then they'll withdraw from there what you need to pay the seller. Another way, and it's the way I used for a long long time, is using a Pre-Paid Debit Card. Most sellers will accept them and run them through PayPal just like a credit card. The reason I chose that way was I could control how much money anyone had access to if the card was ever compromised, which it eventually was. I had deposited just enough to cover an online purchase to site, other than eBay. When I went to make the purchase I found out somebody had used my Debit Card number to make a number of purchases that I never authorized. While whomever it was went on a spending spree trying to buy computers etc. but luckily those purchases were turned down because there was insufficient funds in the account. According to several sources there are some people that use number generators, which generate debit-credit card numbers randomly. Then they try to charge, first small things on it, and if the charge is accepted they go nuts buying all kinds of stuff. Had it been a bank affiliated Debit Card they could have literally wiped out my bank account in a few hours. It took me almost 2 months to get my money back and I will never deal with that Debit Card company again.
Nov 26, 2010 |