Question about Texas Instruments BA-II Plus Calculator
Loan balance is the amount you are expecting to borrow, or the amount you have leftover on a loan if you are calculating the interest rate of the remaining balance. This number is completely up to you, and it provides you with a way to find out how much you can afford to borrow based on the monthly payments you can afford as well. To find out the total amount of cash advance that you will have paid in total by the time the loan is paid off, you multiply the monthly payments by the total months of the loan (loan term years x 12).
Posted on Sep 12, 2011
Set your p/y to 12( compounding periods per year). I think you are calculating for a one year loan?
Posted on Nov 29, 2008
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Posted on Jan 02, 2017
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The process of paying off a loan through specifically structured periodic payments is known as amortization. Amortized loans are different from other loans due to the way the amount and the structure of each payment is determined.
mortgage payments are a common form of amortized loans, and interestingly enough, both the term mortgage and the termamortization find their meaning in the same root word "mort." This term means to deaden or kill, as in to "kill off" or eliminate the loan a bit at a time, via regular payments.
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