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If formatting does not work then most likely the memory card id faulty. Memory cards such as SD and USB memory sticks do not last forever. they do fail eventually after many writes and file file deletes or damaged by not using Safely Remove Hardware on the computer.
The first problem is explained by the error message. Your camera is consuming too much power to go through a USB hub. Try connecting it directly to a USB port on your computer, without going through a hub.
The second problem is most likely related to the card reader. You didn't specify the exact model of Belkin reader so I can't give you a definite answer, but it appears the reader is designed for SD cards. Your 4GB card is actually an SDHC card. While it fits into the slot, it will not work with devices not specifically designed to work with SDHC cards.
To sum up: If you want to use a USB port, connect directly to it without going through a hub. If you want to use a card reader, make sure the reader is SDHC-compatible. If you have additional questions, or some part of the above isn't clear, please feel free to respond to this post.
If the memory card replacement is an SDHC model card the Kodak z740 will not work with it. The memory card has to be a standard SD card of 2 gig size or less to properly function. Take card out and turn on camera. See if you get same error. You should get missing card error but otherwise be able to operate camera controls such as zoom, flash, etc. If that is fine find old card you used and place back in camera... or purchase a standard SD card from Walmart for 10 dollars
camera's onboard memory is only 8MB, maybe 1 or 2 high resolution photo. delete the photo on the camera to clear error message and use only no more than 2 gig of sd card. It does not work with higher than 2 gig which is SDHC type sd card.
I have a kodak z710 camera with a 2 gig card in it. I was wanting to get a 4 gig sdhc and i wasn't sure if the HC would work with this camera. HC stands for high capacity which means it allows the camera to load files on to the card faster. this may be the problem the kodak may not be HC compatable. but as i have said i have a 2 gig and it works fine with that. and i have a friend that has a 4 gig in thiers but once again i don't think it is HC so i would exchange the card if you can for just a regular SD/MMC card or SD card
I recently bought a DMC-TZ3 and have been researching memory cards. Several sites sell cards with the camera and list the card type. I would suggest buying one of these cards. Any cards larger than 2gb must be SDHC type SD cards. There appear to different types of SDHC cards, 1.0, 1.1 and 2.0. Check out Wikipedia.org for a description. 2.0 cards are not compatable for devices developed prior to 2.0 so that may be the reason for the camera problem. So far I haven't seen anything that states what type SDHC card the camera requires. I found a computer memory site that that sells memory that they say will work. There may be others. http://www.mymemory.co.uk/compatible-memory/Digital_Cameras/Panasonic/Panasonic_Lumix_DMC-TZ3
I believe any SD cards larger than 2Gb are technically SDHC cards, which are not compatible with all cameras. Kingston is a decent company so I'm guessing it's not because the card is a dud. If your camera doesn't advertise SDHC compatibility then I don't think you can get the card to work in it.