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You can do a master reset to reset your security code. doing a master reset would restore your phone with default factory settings. you can get the master reset code from any online site or Nokia dealer.
I don't think there is direct format code. If you wish to format the memory card, you can do it after connecting the phone via usb cable to the computer as "Mass Storage" mode. If you mean resetting and deleting all the phone's memory, please click this LINK and follow the instructions. Good Luck.
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