Question about Texas Instruments BA-II Plus Calculator

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If the APR is 21.75%, with interest paid monthly, what is the credit card's EFF%?

I'm trying to use the shortcut, by pressing [2nd] [ICONV]. to solve for the EFF%.

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Posted on Jan 02, 2017

Uncle Dean
  • 1 Answer

SOURCE: interest only payments

I gave up using the Texas BA II. I used an on-line mortgage calculator for interest only. I was able to get a full printout.
I would like to learn more about the BA II and how to do this type of math on it.
Thank you

Posted on Mar 02, 2008

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Can get my account created? on the credit card month 08 wont accept?


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What's The Distinction Between Annual Percentage Rate & Rate Of Interest?


Your rate of interest is the monthly set you back pay on the delinquent balance of your house loan. An APR includes your rate of interest and then any additional cost or prepaid finance charges like the origination fee, points, PMI, underwriting and processing costs. (Your actual costs might not include all the products above.) While your rate of interest may be the rate at which you'll help make your monthly mortgage obligations, the annual percentage rate is really a universal measurement to guide you in evaluating the price of mortgage financial loans provided by different mortgage lenders.

May 12, 2015 | Miscellaneous

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How do I get my & my husbands accounts for 2014 taxes from walgreens?


If you paid by credit card, the amounts would be on your credit card statements. If you paid cash, the amount would be on the receipt you received at the time of purchase.

Feb 01, 2015 | Computers & Internet

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How can I delete my paid google storage accoungt?


Contact your credit card company and/or your bank qnd dispute the charge. tell them to refuse further payments.

Aug 22, 2014 | Computers & Internet

1 Answer

How to calculate npv


Hi there,

To calculate present value you need to type in all the other missing values and then press COMP and PV.
For example: if the future value is R5000, the interest is 12% p.a. compounded monthly and it paid over 3 years.
Type in 5000 and press FV
type in 12 and I/Y
Press 2nd F and I/Y and make sure P/Y says 12 (for 12 payments per year).
Press ON
press 3 press 2nd F N and then press N again (for 36 payments in total). Make sure your screen says ANS -> N otherwise the calculation will not work.
Now if if your payments are 0 (in other words you are not making monthly payments) then press 0 and PMT,
Otherwise, if you are making monthly payments for e.g. R200 a month, type in +/- 200 PMT.
Now calculate your original amount by pressing COMP PV.
If you made no payments your original amount should be -3494.62
And if you chose to add payments your original amount should be
2 526.88.

May 30, 2014 | Sharp EL-738 Scientific Calculator

1 Answer

HOW DOES 0% APR MEAN WHEN CREDIT CARD IS OFFERING A BALANCE TRANSFER?


Your posting in the wrong thread but APR means "annual percentage rate" means you get no interested charged to the balance you are transferring from your old card company.....

Aug 23, 2011 | Computers & Internet

1 Answer

To open an account for a long time ...and they tell me to contact tryincardproblems@paypal. but no email no phone number ..how to i reach these people


To request a refund, send the seller an email. Ask the seller to go to the Transaction Details page for your transaction and click Issue a refund.
You can request a refund up to 60 days after you pay for your item.

Here's how to find the seller's contact information:
  1. Log in to your PayPal account.
  2. Click History.
  3. Click Details next to the transaction you want a refund for.
  4. Use the contact information to send the seller an email.
If your seller doesn't agree to refund your money, you may be able to open a dispute in the Resolution Center. You can open a dispute if you didn't receive your item or you received something that doesn't match the seller's description. (You must open your dispute within 45 days of paying for your item.)

In the Resolution Center, you can communicate directly with the seller and try to resolve the problem. If you aren't able to work it out, we may be able to help you get a refund.

Note:
  • If you paid with your debit card or credit card, your payment is refunded to your debit card or credit card. It may take up to 30 days for the refund to appear on your card statement.
  • If you paid with your bank account or PayPal balance, your payment is refunded to your PayPal account.
https://www.paypal.com/helpcenter/main.jsp?cmd=_help&solutionId=1205177&t=solutionTab&bn_r=m

Jul 16, 2011 | PayPal Accounts

2 Answers

New credit card information


You want to change your credit card information on paypal?

Go to www.paypal.com
Login
Click on the profile tab and scroll down to add/edit credit card
Click on the edit link on the right side of the credit card you want to edit.
From there you can change the address or expiration date of your card.

If anything else changes with your card other than expiration date or address, you will need to add a new card.

From that same projile tab and add/edit credit card, go down about halfway and click the orange add card button.

From there add the requested information. At that point if the other card you had in there is obsolete, you can click on the remove link on the right side to leave only your new card visible.

Hope that helps.

Mar 21, 2011 | PayPal Accounts

1 Answer

I cannot get the textbook answer (online calculators are also the same as textbook answer) using my sharp calculator EL738: Monthly payment for $184,500 at 6.75% interest semi annually, for 5 year term...


Your result is for the 6.75% interest compounded monthly. The problem states that the interest is compounded semiannually. This makes a difference in the effective interest rate.

A 6.75% APR compounded semiannually gives an effective interest rate of about 6.864%:
Press 2 , 6 . 7 5 2nd >EFF

Converting this to APR gives about 6.657%:
Press 1 2 , 6 . 8 6 4 2nd >APR

If you use 6.657 for the interest rate instead of 6.75 you should get the correct result.

Feb 22, 2011 | Sharp EL-738 Scientific Calculator

1 Answer

A $25000 home equity line of credit based on 7.8% APR annualized


No. To the nearest cent, the monthly interest is $162.50. The monthly payments only pay the interest, without reducing the principal.

Apr 15, 2009 | Texas Instruments TI-83 Plus Calculator

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