Question about Texas Instruments BA-II Plus Calculator

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If the APR is 21.75%, with interest paid monthly, what is the credit card's EFF%?

I'm trying to use the shortcut, by pressing [2nd] [ICONV]. to solve for the EFF%.

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Posted on Jan 02, 2017

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Uncle Dean
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SOURCE: interest only payments

I gave up using the Texas BA II. I used an on-line mortgage calculator for interest only. I was able to get a full printout.
I would like to learn more about the BA II and how to do this type of math on it.
Thank you

Posted on Mar 02, 2008

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1 Answer

How do I find the ICONV function on my TI 83 plus? Thanks.


All the functions available on this calculator can be found in the CATALOG. Press [2nd] (CATALOG). Scroll up or down to see them listed. To use a function/symbol just select it and press ENTER. It will be displayed on the screen, ready to use.

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Where do I find the iconv function?


All the functions available on this calculator can be found in the CATALOG. Press [2nd] (CATALOG). Scroll up or down to see them listed. To use a function/symbol just select it and press ENTER. It will be displayed on the screen, ready to use.

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The calculator has different worksheets.
To access TVM worksheet, press [2nd] and any TVM key : N, I/Y, PV, PMT or FV
To enter Amortization worksheet, press [2nd][AMORT]
To access Cash Flow (problem with unequal cash flows) Press CF, or NPV, or CPT or IRR
To access BOND worksheets press [2nd][BND]
For depreciation worksheets press [2nd][DPR]
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These shortcuts will not get you anywhere if you do not consult the manual.

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1 Answer

Hi, I'm currently using Nokia E71 i can receive messages and calls but i cannot send or make any outgoing calls even if i have enough credit


Hi

The problem is with your Phone Please Restore the factory setting only it'll solve your problem.
If it dos not solve then try to do this
1step Switch off your Mobile then
2nd Step You should press & hold 4 buttons on your mobile the buttons are * button, no3 button, call button & switch on button.
remember you should hold all 4 buttons until Nokia tune comes. all buttons will pressed in one time only you should not live any button in between.

Regards,
Harish



// Feel free to vote this answer with 4 thumbs up //

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I cannot get the textbook answer (online calculators are also the same as textbook answer) using my sharp calculator EL738: Monthly payment for $184,500 at 6.75% interest semi annually, for 5 year term...


Your result is for the 6.75% interest compounded monthly. The problem states that the interest is compounded semiannually. This makes a difference in the effective interest rate.

A 6.75% APR compounded semiannually gives an effective interest rate of about 6.864%:
Press 2 , 6 . 7 5 2nd >EFF

Converting this to APR gives about 6.657%:
Press 1 2 , 6 . 8 6 4 2nd >APR

If you use 6.657 for the interest rate instead of 6.75 you should get the correct result.

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1 Answer

Interest conversion


Try hitting Enter after plugging in the numbers. That should make the numbers stay.

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