Question about Computers & Internet

2 Answers

Why it is necessary to check credit score to get loan?

Posted by on


2 Answers

  • Level 1:

    An expert who has achieved level 1.

    New Friend:

    An expert that has 1 follower.

    Problem Solver:

    An expert who has answered 5 questions.

  • Contributor
  • 5 Answers

Your articles are very well written and unique.

Posted on Dec 01, 2012

  • Level 2:

    An expert who has achieved level 2 by getting 100 points


    An expert that got 10 achievements.


    An expert that got 5 achievements.

    Vice President:

    An expert whose answer got voted for 100 times.

  • Expert
  • 407 Answers

Your credit score shows how diligent you are on paying your bills.

Posted on Feb 09, 2012


2 Suggested Answers

  • 2 Answers

SOURCE: I have freestanding Series 8 dishwasher. Lately during the filling cycle water hammer is occurring. How can this be resolved

Hi there,
Save hours of searching online or wasting money on unnecessary repairs by talking to a 6YA Expert who can help you resolve this issue over the phone in a minute or two.

Best thing about this new service is that you are never placed on hold and get to talk to real repairmen in the US.

Here's a link to this great service

Good luck!

Posted on Jan 02, 2017

  • 3 Answers

SOURCE: how to get a credit card with no credit established or a poor credit score

iwas able to get one through my bank. if this doesnt work for you capital one gives prepaid visa's. for example you give them 500 bucks and thats you limit and you use it like a regular card and if your good with it for 2 yers you get your 500 back.

Posted on Feb 04, 2012

Add Your Answer

Uploading: 0%


Complete. Click "Add" to insert your video. Add



Related Questions:

7 Answers

How can I get a personal loan if I have a bad credit score?

If your credit score is not good for taking loans from banks, then there are several financial companies that are available which provide payday loan to the interested people. You can contact to these financial companies through their website and apply for the personal loan. The interest rate of payday loan is more as compared to bank loans.
If you are interested to take payday loan then you can just take a look at pikavippi because in this site you can find more than 50 financial companies.

Oct 12, 2017 | Personal Computers & Internet

1 Answer

What debt should take priority a line of credit or a credit

To bring any change in your credit rating or your CIBIL score, loan is the best tool. Any form of debt, liability or loan that you apply for and then repay it on time will help to enhance your credit score.

Among these two options- a line of credit and credit card, a credit card is a better option. In case of credit card, you can purchase anything and everything and pay at a much later stage. So, this is a dangerous tool. If you can maintain it and repay the amount within the specified time, you can gain a good credit score. But, if you can't then it can be negative for you.

In case of line of credit, it is simply a limit set by the financial institution as per your capability. You can apply for a loan up to that predefined limit, but this won't help you to improve your credit score until and unless you take the loan and repay it on time.

Oct 09, 2017 | Computers & Internet

1 Answer

Credit score

You can get your credit score online at To get your credit score all you have to do is fill out an application and the entire process takes less than 15 minutes. To begin with, you will have to fill in your personal details like name, phone number, date of birth, identity proof and address proof. Click on submit and you can get your credit score.

Checking your credit score will help you in taking required action to improve so as to become eligible for a personal loan. Now, why is it important?

Well, if you are in dire need of money and you approach a bank for a loan and your credit score is poor, then your loan won't be approved. As you sow, so you reap. If you never cared about your credit score, bank will never care about giving loans to you. Think twice.

Feb 09, 2017 | Computers & Internet

1 Answer

How much credit score is needed to get a Home Loan in Madurai?

Usually Banks and NBFCs demand for a CIBIL Score between 750 to 900 but in case of Home Loan CIBIL score is not the deciding factor for your loan approval.

Home loans are secured Loans and Lenders have different mortgage programs which allows an applicant to apply for a Home Loaneven with low credit score. In this case interest rate of Home Loans goes high.

So you can easily apply for Home Loan in Madurai and you Credit Score will not affect the chances of Home Loan Approval.

Jan 31, 2017 | Computers & Internet

2 Answers

Is My Credit Score Important When Applying For A Business Loan?

Credit scores are a critical element in evaluating a business loan application. Most lenders consider the way a person handles his or her personal credit score an excellent indicator how business credit will be handled. Before applying for a business loan, you need to get a copy of your personal credit report along with your credit score. Even with an excellent business plan, a bad credit score can prevent you from getting a business loan.

Aug 10, 2016 | Computers & Internet

3 Answers

What is a good cibil score to get a personal loan?

A good CIBIL rating varies from 750-900. If you have a score of 750 and also above, banks and also other NBFC's consider you to be credit healthy. However if you have a rating less compared to 750, banks feel it is as a risk to offer you a loan or credit card. Financial institutions and various other NBFC's are comfortable with approving lendings to customers that have a score of 750 as well as above. Excellent Credit: 750+
Good Credit: 700-749
Fair Credit: 650-699
Poor Credit: 600-649
Bad Credit: below 600
A good CIBIL score is one of the main requirements for a business loan because business loans are essentially unsecured loans which makes them more risky for banks. A good credit score indicates that the borrower is responsible when it comes to repaying their loans and credit cards.

Jun 29, 2016 | Home Money Manager Home Loan Interest...

8 Answers

Where can I get a small business loan?

Small business loans can come from three major sources: banks, the Small Business Administration or online lenders.

Banks are usually the best place to get a small business loan. Unfortunately, they are picky and it's more difficult to acquire a bank loan. But their typically lower interest rates make them an attractive choice if you are an excellent loan candidate.

The Small Business Association can help you connect to a guaranteed business loan but the application process can take months before you receive your loan.
Online lenders offer a variety of options and tend to look at more than your credit score. All lenders will have a selection process that looks at your businesses industry, annual revenue, years in business and profitability as well as your personal credit history.
These are the various ways of getting a business loan but it is one of the best way to contact small business because they provide easy paperwork as well as maintain your credit score so you will get more benefits of taking a business loan.

Jun 14, 2016 | Home Money Manager Home Loan Interest...

1 Answer

Do I Need Perfect Credit Plus Collateral To Get Basic SBA Loan.

No. For basic SBA loan, you will need at least 600 credit score, 150 or even more liquid credit score, business cash flow ratio to debt payments of at least 1.00.

Jun 10, 2016 | Computers & Internet

2 Answers

Will Applying For A Loan Harm My Credit Score?

only if you fail in the repayments of the loan

Jan 20, 2016 | Computers & Internet

Not finding what you are looking for?
Computers & Internet Logo

Related Topics:

275 people viewed this question

Ask a Question

Usually answered in minutes!

Top Computers & Internet Experts

Les Dickinson
Les Dickinson

Level 3 Expert

18424 Answers

Doctor PC
Doctor PC

Level 3 Expert

7733 Answers

David Payne
David Payne

Level 3 Expert

14162 Answers

Are you a Computer and Internet Expert? Answer questions, earn points and help others

Answer questions

Manuals & User Guides