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You didn't say what kind of computer you have so I'm assuming it's not Windows 98 because you would need to download a driver for the card reader. When you plug the card reader in, if you don't have a memory card plugged into it, nothing may show up on your screen. With a card, if nothing shows up on the screen, try "my computer" and look for a "removable drive".
The best way to download pictures from your camera to your computer involves removing the memory card from the camera and plugging it into a card reader (either built-in to the computer or connected via USB or FireWire). This is likely to be faster than connecting the camera to the computer, and won't run down your camera's batteries.
Once the card is plugged in, it will appear to your computer as a removable drive. You can use the operating system's drag&drop facility to copy pictures from the card to the computer's hard drive.
There are also plenty of photo catalog software packages out there, some free, some not, that can transfer and catalog your pictures so you can quickly find pictures from Susie's birthday party, for example. Just do a google search for "photo catalog software".
Mac OS 10.4 and higher require the Zoom H4 to be upgraded. Go to http://www.zoom.co.jp/english/download/software/h4.php#a and choose the download to version 2.20 that applies to you. The instructions are there, but it is a little tricky. You must download the upgrade to your computer and then transfer it to your Zoom SD card. To do that you need an SD card reader. I used my digital camera. I took the SD card out of the zoom and put it in the digital camera. I Plugged the camera into the computer and when the SD card icon appeared on the desktop I dragged the "System Bin" file from the download to the zoom folder. The rest of their instructions were pretty good. Good Luck.
The device wont be recognized by your computer until you insert a card. Plug a card into the reader, then plug the reader into the computer. You should hear a confirmation tone (if the card is formatted) and it should appear in my computer. No drivers or software are required as it uses a MSD (Mass Storage Device) interface.