Just check out ebay - look for fuji convertor lenses, a pair of basic Raynox long and wide angle lenses are about £100 although you can buy higher spec ones for significantly more. With Jessops going through hard times they tend to put these in their junk/clearance bins - I got my wide angle for £1.39 after waiting for about 3 weeks for it to drop in price. Check out when they are closing or clearing stock. Guess all high st retailers will be in the same boat wherever you are based at the moment so willing to sell-off slow moving stock.
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I have one which you can buy off me... Everything is great with mine except hole where the tipod goes into has had the thread stripped and the flap for the battery door is broken... I also wanted to repair mine but can't find the parts. So I guess I could sell you mine as I have just upgraded to a Canon 40d.
These screw on the front of the plastic lens adapter and adjust the focal length. On the side of the adapter lenses it will quote the ratio. My wide angle says 0.66x so just multiply the range of focal lengths by this figure and you will see that it adjusts the camera zoom accordingly - making the image wider and probably also increasing the depth of field (what is in focus). Similarly a 1.5 tele will inrease the range of focal lengths to make the lens "longer" eg higher magnification , useful for astro photography - shots of the moon and terrestrial long distance work but detracting from the depth of field, eg the range of distance over which objects are in focus will be reduced.
The wide angle will allow you to come in close and get WIDE objects fully in-frame- hence "wide angle", while the telephoto will give you better overall maginification of the image but will probably increase the MINIMUM focal length - eg you may not be able to focus on objects closer than >2m (instead of ~1).
The screw-on adapter lenses I found were cheap in a Jessops sale use a 52mm thread, while the S5500 provides a 55mm internal thread. I use an appropriate 55mm to 52mm step down ring adapter. There is slight vignetting (shading around the edge of an image) at certain combinations of zoom, but generally these are very useful accessories.
As these are adapter lenses on the front of an already powerful 10x zoom that must be optically compromised at the price of this camera, there maybe some colour fringeing around bright images. If you want a better solution you really need to get a DSLR. Overall a good solution for the price.
It seems clear to me (and probobly to you as well) that the solution is to tighten up the lens. regarding the question if you can do it by yourself, i think the answer is probobly no. on one hand, there's a chance it is a very simple problem that only requires tighting a screw, however, i wouldnt risk a 500$ camera for a 30$ repair.
my advice will be the local repair shop, if price is too heavy for you, and camera functions fine as it is, you can live with it for a while, just keep in mind it can get worse.