Tip & How-To about Computers & Internet
Phishing continues to be one of the most significant security threats facing Internet users. During 2007, scammers distributed millions of phishing scam emails that targeted many different entities. Phishing attacks are sure to continue in 2008 and scammers will use such attacks to steal money and identities from many new victims around the world. Armed with a little knowledge about how phishing scams work, however, you can ensure that you do not become one of these victims.
Phishing scammers continue to find new victims all around the world
A phishing scam is one in which victims are tricked into providing personal information such as account numbers, passwords and credit card details to what they believe to be a legitimate company or organization. In order to carry out this trick, the scammers often create a "look-a-like" webpage that is designed to resemble the target company's official website. Typically, emails are used as "bait" in order to get the potential victim to visit the bogus website. The emails use various devious ruses to trick readers into clicking on the included links, thereby opening the bogus website. Information submitted on these bogus websites is harvested by the scammers and may then be used to steal funds from the user's accounts and/or steal the victim's identity.
Phishing scam emails are created to give the illusion that they have been sent by a legitimate institution. Emails may arrive in HTML format and include logos, styling, contact and copyright information virtually identical to those used by the targeted institution. To further create the illusion of legitimacy, some of the secondary links in these bogus emails may lead to the institution's genuine website. However, one or more of the hyperlinks featured in the body of the email will point to the fraudulent website.
Links in phishing scam messages are often disguised to make it appear that they lead to the genuine institution site. The sender address of the email may also be disguised in such a way that it appears to have originated from the targeted company. Because they are sent in bulk to many recipients, scam emails use generic greetings such as "Dear account holder" or "Dear [targeted institution] customer". If an institution needed to contact a customer about some aspect of his or her account, the contact email would address the customer by name.
To be Continued
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