Tip & How-To about Planet Bike Cycling

How to Get the Cheapest Motorcycle Insurance

Motorcycle insurance, like most other insurance, involves a labyrinth of unfamiliar terms and hoops to jump through when it comes to getting the cheapest insurance. For More: http://goo.gl/4vogHA http://goo.gl/4vogHA

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What is Term Life insurance?


Term life insurance can help protect your beneficiaries against financial loss resulting from your death; it pays the face amount of the policy, but only provides protection for a definite, but limited, amount of time. Term policies do not build cash values and the maximum term period is usually 30 years. Term policies are useful when there is a limited time needed for protection and when the dollars available for coverage are limited. The premiums for these types of policies are significantly lower than the costs for whole life. They also (initially) provide more insurance protection per dollar spent than any form of permanent policies. Unfortunately, the cost of premiums increases as the policy owner gets older and as the end of the specified term nears.
http://www.investopedia.com/university/insurance/insurance8.asp

Aug 27, 2013 | Finance

3 Answers

What types of life insurance are there?


Basically there are 5 major types which you can read more about here: http://www.investopedia.com/university/insurance/insurance8.asp

Whole Life
Universal Life
Variable Life
Variable Universal Life
Term Life

Aug 27, 2013 | Finance

2 Answers

What is the difference between term life insurance and permanent life insurance?


Term insurance provides life cover at a fixed rate of payments for a limited period of time where you can have the money after completion of the term. Permanent life insurance is life cover for entire life where the amount is given to your family on your death.

Aug 26, 2013 | Finance

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