Tip & How-To about Finance

The most important things to consider when choosing a health insurance

1. Make sure you doctor appears on the doctors networks of your new insurance. If he doesnt, ask for the list of doctors they have and see his location and working hours, make sure that it suits your needs.
2. Make sure specialists that suits your condition appear on the doctors network.
3. Make sure that your pre existing conditions are covered in your new insurance.
4. Emergency: What is an Emergency according to your new health care plan, and are Emergency rooms and hospitals are covered?
5. Regular checkups: If you are used to have regular checkups or screenings, make sure they appear on your new plan.
6. Drugs and prescriptions: make sure that your new plan cover your regular drugs and maybe drugs and prescriptions you will need in the future.
7. Other services: ask about coverage for the following: Drug and Alcohol Rehabilitation, Mental Health Care, Counseling, Home Health Care, Nursing Home Care, Hospice, Experimental Treatments, Alternative Treatments, Chiropractic Care.

Good Luck!

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Fixya is an advice forum for do it yourself inclined people. We don't offer in medical advice or information on insurance.

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