Tip & How-To about Finance

Prepaid Cards 101

Prepaid cards, also called reloadable cards, can be very useful as a substitute to cash. However, before you shop for a prepaid card, you should make sure to take some precautions and do some research, like considering different providers, their fees, benefits and regulations. Some companies, for example, provide fraud and loss protections.

Once you have chosen a company and received your prepaid card, make sure you record all the information written on it, like the card number, customer service number, expiration date etc. You can make a photocopy of the front and back and keep it in a safe place together with the card's accompanying sleeve or packaging. In case of loss it will be much easier to report it to the authorities and the card provider if you have all the right data.

At this point you can easily and comfortably use your card, but make sure to always keep track of your balance (most cards allow you to check your balance by phone, text or online). Only this way you will be able to avoid overdraft and prevent/report unauthorized purchases.

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1 Answer

how do i lock the phone to stop my daughter making calls


no way to block out going calls , only incoming calls
you can get a landline phone that has a key lock that prevents calls being made
check with your provider or a business phone shop
other than that get her a cell , prepaid phone and then if she wants to make calls she has to find the cash to get a new prepaid card

Jul 26, 2016 | Lands Phones

2 Answers

What is a prepaid card?


Prepaid cards are also called reloadable cards and are similar to credit and debit cards in their way of electronically accessing to one's money. They are used mainly by people who don't use banks for financial transactions, sometimes because of poor credit ratings. They can be used by anyone over 18, worldwide, it's safer than carrying cash and there is no risk of going into debt because the card will not allow any payment that exceeds the amount of money present in the card. It's like a safer and flatter wallet

Aug 14, 2013 | Finance

1 Answer

How do I load a Globe prepaid to my Champ Duos when after I send 223, the numeric disappears for me to be able to type in the card no.


Hi, To load value for Globe Prepaid:
  • Dial 223 and press Call (Green Key). Please follow the voice prompt.
  • Enter the Call & Text Card No. and press #.
  • Enter the Call & Text Card PIN and press #.
  • A voice prompt will then confirm that the reload attempt is successful.


I hope this helps.

Thanks for using FixYa.

Sep 13, 2011 | Cell Phones

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