We would like to reward you as a valued member of our credit union by providing you with CURewards™. rough this exclusive program, using your Entrust Visa REWARDS ChekCard will unlock a door to exciting travel opportunities and premium merchandise. How Does CURewards Work?For every $5 you charge on your Entrust Visa REWARDS ChekCard, points are earned. Your points are then redeemable for a valuable travel or merchandise award. e more points you save, the greater your reward. Visit www.CURewards.comTo see a full selection and description of the merchandise and travel opportunities, visit www.CURewards.comtoday!Claim Your Awarde CURewards™ program is easy!•To redeem your points for merchandise, just ll out and mail the redemption form contained in this brochure or visit www.CURewards.com and order online.•To claim a travel reward, simply call us toll-free at (800) 900-6160 or visit www.CURewards.comand order online.CURewards™ Program RulesFor every $5 in qualifying signature-based debit card purchases, net of returns, “Participant” transact on their debit card account eligible in this REWARDS Program earns Participant one Pointas provided for in these Rules. Any questions as to what constitutes an eligible transaction shall be resolved at the sole discretion of the Program. Points for this Program begin to accumulate with qualified debit card purchases Participant makes beginning on the first day of the statement cycle in which their Program begins and ending on the last day of the last statement cycle of the announced duration of their Program. Points earned from net signature-based debit card purchases and point adjustments made between statement cycles will be deemed as earned after being posted to Participant’s next monthly statement.Points may be combined with EFCU credit card points and can be used to order the awards described in the current bro-chure or the Program web site. Point requirements assigned to any award are subject to change from time to time without notice, and awards may be discontinued or substituted at any time. Accounts must be open (not canceled or terminated by either party, not delinquent, over limit, or otherwise not available to use for transactions) at time of redemption. Awards are not available when the cardholder is in default under the card agreement. The sponsoring credit union reserves the right to suspend the cardholder’s participation in the Program until the account is in good standing.Merchandise will be shipped via a parcel delivery service or by the U.S. Postal Service and should arrive 4-6 weeks after the order is received; otherwise, the Participant will receive an acknowledgement stating the anticipated alternate delivery date, except as noted on items shipped directly from the manufacturer. There will be no charge for standard delivery. Additional shipping cost may apply to deliveries to Puerto Rico, Alaska and Hawaii. The Participant will be notified of the additional cost. Shipments cannot be made to a post office box or outside the United States. For more details on merchandise shipment limitations, please refer to the merchandise section on the CURewards web site. No international shipments are permitted. A street address and home phone number are required to accept an order.A product, which is received damaged or defective, may be returned to the shipper within 10 days of receipt for replace-ment. All parts, instructions, warranty cards and original packaging materials must be returned with the product. Be sure to note any exceptions, damages or shortages on the delivery receipt before signing to accept freight shipment delivery from the carrier.The merchandise offered in this Program may be subject to standard manufacturers’ warranties. Warranty claims must be directed to the manufacturer.Points have no cash value. Points in this Program cannot be exchanged for cash, cannot be combined with cash to obtain awards, cannot be transferred to or combined with any other debit or credit account unless specified by your sponsoring credit union.Points will be deducted from the total points available for redemption for any returns or credits reflected on the debit card account statement. The Participant’s debit card account may be charged for the actual cash difference between the cost of the award redeemed and the net value of the actual points available for redemption in the event Participant redeems unearned Points.Points may be forfeited due to Rules violations.This Program is void where prohibited or restricted by law. Participant is responsible for any federal, state or local income or other taxes or gratuities, if applicable.Certain restrictions may apply to travel certificates, tickets and documents. Travel certificates, tickets and documents are not exchangeable, refundable, transferable or redeemable for cash. All travel certificates, tickets and documents will be mailed first class U.S. Mail and will not be replaceable in the event of loss, destruction or theft. Participant may request travel certificates, tickets and documents to be delivered by overnight carrier and agrees to pay the associated additional delivery fees. Participant is responsible for any applicable fees and taxes associated with travel redemptions.The Participant’s use of their debit card(s) following receipt of these Rules will indicate their agreement to comply with and abide by these Rules.The Program reserves the right to terminate or modify the Program or portions thereof at any time without restriction or penalty. This means that regardless of a Participant’s level of activity in the Program, the ability to accumulate points or claim awards can be terminated or modified with or without prior notice. The redemption value of Points already accumulated, may be changed at any time without notice and without restriction or penalty.All travel awards are non-refundable and subject to specific terms and conditions. Unless otherwise noted, airline reservations must originate from the contiguous 48 United States, must be made 21 days in advance of travel, require a Saturday night stay and may have restrictions, blackout dates and exclusions. The Program reserves the right to book all airline tickets on the carrier with the lowest available fare for the round trip between the cities requested. Certificates have no value except when used under the terms and conditions accompanying them. Certificates and tickets issued for airline travel must be issued in the name of the redeeming debit card account holder or a member of their immediate family.The Program is not responsible for the performance of the airlines of the ticketed transportation. All reservations are made subject to the conditions of carriage, supply or business of the party providing the service, which include exclusions and limitations of liability.Airline tickets are not refundable nor may they be returned to the Program for a credit of points to the original account. They are non-changeable unless permitted by the airline issuing the ticket. Fees that apply due to permitted changes by the airline are the responsibility of the traveler. En-route stopovers are not permitted unless they are to make direct connections within the carrier’s rules. Air travel must be all on the same airline. Minimum or maximum stays required by the carrier may apply. Issuance of some travel certificates does not constitute a reservation. In such cases the certificate holder is responsible for making all reservations with the company that issues the certificate.Every effort has been made to ensure that the information in the Program communications is accurate. The Program is not responsible for errors or omissions and reserves the right to correct such errors at any time, even if it affects a pending award redemption order.Some sponsoring credit unions of CURewards may choose to add local additional rules and Program opportunities. Please inquire with your sponsoring credit union to see if such rules are applicable to your participation in the Program.To see additional rules regarding certificate redemptions for airline tickets, cruises, car and hotel awards, please see the travel section of the CURewards web site or contact your sponsoring credit union. These terms and conditions combined with the General Program Rules and Conditions (available at the CURewards web site), and any local rules published by your sponsoring credit union, constitute the full set of Program Rules.Entrust Federal Credit Union local rules include: points will expire 3 years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually. (E.g. points earned in calendar year one will expire on the last business day of calendar year 3.)M89923You’ve Earned It.You’ve Earned It.
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