Question about 2003 Moto Guzzi V11 Sport Naked

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What security does the bike have?

I need to know what security is provided for an insurance quote.

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  • Moto Guzzi Master
  • 8,404 Answers

Every motorcycle I have ever seen ... which is far short of all the motorcycles in the world ... has a fork lock. Many upper end motorcycles have a security system as an option. There are also after market systems which can be installed. There is also the "big strong chain and pad lock" method where you carry a big chain with a big pad lock and lock your bike to a telephone pole when you are not on it. While this is pretty good insurance ... I doubt your insurance company will recognize this method of security for a discount.

I hope this answers your question.

Posted on Jul 14, 2013

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Posted on Jan 02, 2017

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How can I tell which Schwinn Recumbant bike I own? I've had it for over 10 years and it needs some repairs after the movers broke parts.


It is not necessarily important to know the model, as almost all of the parts are not unique to a particular model or even brand of bike. Knowing the model would not help most bike shops or especially online providers to find the right part. I would advise you to go to a local bike shop or bike co-op for assistance in determining what parts would be compatible. If the movers broke parts I would strongly suggest getting a repair estimate, including both parts and labor, to submit to the moving company - before you attempt any repairs. They have insurance to cover such issues.

Jul 30, 2016 | Schwinn Cycling

Tip

How to Find the Right Voluntary Benefits Plan


By Trustmarksolutions.com

Life. It can be unpredictable at best which is probably why the insurance industry has grown to the size that it has. With that growth, insurance companies have come and gone, but most of us are familiar with the big names in the voluntary benefits world. When shopping around, it's hard to tell who offers the best product for the best price. So, how do you know you're getting the coverage that you, your family, or your employees need and deserve? We're going to tell you how to find the right insurance coverage today.

Some Things to Consider When Signing up for a Voluntary Benefits Plan

Perhaps one of the most important things to consider when searching for the right benefits plan is whether or not the prospective company takes a genuine interest in your needs, so they can find the right solution for you. Few companies take the time to listen to their clients and if you have the opportunity to work with a voluntary benefits provider that has designed coverage based on customer feedback; then that's a company you should seriously consider working with.

Another thing to consider, is choosing a company that is willing to work with you and/or your employees. Most insurance companies take a "one-size-fits-all" approach when offering plans and packages to their clients. When considering a voluntary benefits provider, you want to look for flexibility and a company that is client-focused.

Also, if they assign someone to work one-on-one with each of your employees during the enrolment process by educating them on the different coverage options. This will give your employees a better understanding about their coverage, and that's so important since most people often don't understand what their coverage can actually do for them.

What Type of Coverage to Get

The great thing about working with a voluntary benefits provider that listens to the needs of its customers is, you won't end up buying coverage that doesn't apply to you, your family, or coverage that doesn't set your company apart from the rest. Rather than offering pre-designed packages, it's nice to know that someone is willing to offer you coverage based on your needs.

The type of coverage your chosen provider should be willing to offer:

  • Life Insurance: Covers your family should anything happen to you.
  • Accident Insurance: In the event of an accident, this can cover you where your other health insurance may not be able to cover you.
  • Critical Illness Insurance: If you're diagnosed with an illness, this will help take care of your family and your home.
  • Disability Insurance: Covers unexpected illnesses and becomes your paycheck when you are unable to work.
  • Long-term care Insurance Options: ***** benefits, living benefits, terminal illness benefits with options for what you'd like covered by this benefit
  • Life Health & Wealth: Coaching and planning for personal health and finances.

Where to Find the Right Voluntary Benefits Provider

Try doing a search under words like, "voluntary insurance, employee voluntary benefits, voluntary benefits for employees, and disability insurance". You'll most likely find a host of companies under these words, but remember to take the time to do your research, so you can offer a competitive and comprehensive benefits package to your employees.


Trustmark Voluntary Benefits Disability Life Accident Critical Illness...

on Aug 05, 2015 | Miscellaneous

3 Answers

Do I Need Insurance For My Business?


1. If you have valuable stock on hand you need to insure it.
2. If you have valuable business equipment you need to insure it.
3. You may need third party liability insurance related to the business.
4. You may need specific types of insurance cover for your employees if you have any.
etc etc etc

Consult with an insurance specialist on all the insurable risks of your business and take it from there. You need to do a risk assessment first with help. Once you have comprehensively assessed your risks you can decide if you will take out cover on specific items and you may decide to take the risk and self insure on some very low risk items.

(You may also want to consider if you can take out a personal income protection cover in the event you get ill or injured and cannot run the business for a period to generate an income).

Nov 19, 2015 | Retail Supplies

2 Answers

Can insurance quoting software miscalculate my eligibility and provide more\less subsidies?


Well, with the current state of the federal marketplace, it wouldn't be a wonder if the insurance quoting software gives wrong details about eligibility and subsidies. It would be best if you take the help from a navigator along your application process.

Dec 09, 2013 | Tops Business Forms Tops CMS Health...

1 Answer

Is there any Car Insurers who let you use your no claims from a bike towards your car quote?


Basically the answer is no, But, a friend of mine did this a couple of years ago, he had about six years on his bike insurance and when he came to get a car, he told them about the bike insurance and they took it into consideration and gave him a discount. Possibly: You'll need to check with individual insurers. I would suggest getting quotes without any NCB and then phoning the company of your choice & asking if there would be any discount for your year's claim free riding.
Lees Bike Claims

Feb 06, 2013 | Planet Bike Cycling

4 Answers

Where I will get cheap online insurance quotes?


You\'re
not going to get an accurate quote online. So all the form filling out
you do, when it\'s time to buy the policy, you\'ll have to do all over
again. Sorry.


You\'re
best off going to two independent insurance agents in your town, and
asking them to quote out with several different companies. That way,
you\'ll get 4-6 different quotes, from different companies. You WON\'T get
an Allstate, State Farm, Liberty Mutual quote that way, you have to go
to one of their agents, who ONLY represent that company - they work only
through captive agents.


OTOH,
you\'re looking at a $150 policy - that\'s about what it is for $20,000
of "stuff" coverage, replacement cost on contents, and $300,000
liability. So it\'s not much premium, ya know?


Also,
keep in mind . . . when getting a quote, only the first agent asking
for a quote from a company can get it for you - for example, if agent A
goes to Travelers and asks for a quote for you, when agent B goes to
Travelers to ask for a quote for you, they\'ll be told that they can\'t
quote it, as it\'s another agent\'s quote already. You will get more
information in here about

Aug 27, 2012 | discount-automobile-insurance.com...

2 Answers

Question and annswer about insurence


1. What kinds of health insurance plans are there?
There are two basic types of health insurance plans - indemnity plans and managed health care plans. Indemnity plans let you choose your own physician, while managed health care plans - HMOs, PPOs, and POSs - assign you to a network of physicians and hospitals. Managed health care plans are less flexible, but much cheaper than indemnity plans.
2. What's an HMO?
With an HMO you pay a monthly premium for which you are assigned to a network of physicians, specialists, and hospitals who provide your medical care. A primary care physician oversees your care and you can only see physicians within your network. Prescriptions may completely covered or partially covered and generally require a co-payment of $5 to $10. This is the cheapest type of health insurance.
3. What's a PPO?
A PPO is similar to an HMO, but it allows you to visit non-network physicians without a referral from your primary care physician. You may have to pay for the non-network physicians fee, then get partial reimbursement from your PPO provider. Co-payments are generally $5 to $10, and this plan costs a little more than an HMO.
4. What's a POS?
A POS plan is a combination of an HMO and a POS plan. You choose a primary care physician within your network, but you can also see physicians outside the network. If your primary care physician refers you to an outside physician your POS provider picks up the costs. This is the most flexible and the most costly of the three managed health care plans.
5. What is a deductible?
A deductible is the amount you pay toward a claim before the insurance company pays.
6. What's coinsurance?
Coinsurance is the percentage of your medical expenses you have to pay after you pay your deductible.
7. What is a co-payment?
A co-payment is the amount you must pay when you visit a physician.
8. How do I choose a health insurance plan?
Ideally, you want to choose a plan that will give you the most amount of benefits for the least amount of money. If you want to continue seeing your current physician, find out what plans he or she is associated with. And if you have special medical needs, make sure the plan you choose will provide for those needs.
Other things to consider when choosing a health insurance plan are:
* What are the co-payments, deductibles, and coinsurances?
* Does the plan cover pre-existing conditions?
* What is the waiting period for pre-existing conditions?
* Will the insurance company give me good service?
9. Where can I get cheap health insurance?
Insurance premiums vary substantially from one company to another, so you want to get quotes from several companies in order to get the best price.
The quickest way to get quotes from different companies is to go to an insurance comparison website. Once there you'll fill out a short questionnaire, then receive your quotes. The best comparison sites only deal with A-rated insurance companies so you know you'll be getting a reputable company. They also have an insurance expert on call to answer your questions. (See link below.)
10. How do I know I'm getting a reliable health insurance company?
One of the best places to check out an insurance company is your state's department of insurance website. You can also visit J.D. Power & Associate's website (jdpower.com) to get consumer ratings on insurance companies, and A.M. Best's website (ambest.com) to get financial ratings.

Dec 09, 2010 | Google Computers & Internet

4 Answers

Bike insurance


Any lender requires insurance if the vehicle is financed.

Nov 10, 2008 | 2008 Buell 1125R

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