Question about Nissan Pathfinder

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Hello, My name is Angleak D and i was wondring if you could please help me i am in a situation that im not quite sure what to do. My boyfriend had made a car loan in 2008. He had made a down payment of $2,000. Our monthly payments would be $400 a month. He had been mking payments ever since never missed a payment. we dont live together so i wasnt aware that they were sending him letters saying that they had raised the car payments. Another thing was that he was unable to keep up with regular insurance because he had two DUI in the past so it was very expencive for him. Being that the bank had put there insurance which cost us almost $3,000 a year. Not knowing the whole time we had been making our monthly payments it was not going to the loan for the car but the insurace they had put on the car. We had got the Nissian pathfindern (2004) for $18,000. We had put a down payment of $2,000. And the loan is at $15.5005. They had repo the car from him in the beging of August. He had spoken to the bank which told him if he wanted to get his car back he had to pay off his credit card ($600) off first. It had made no since to me why he would have to pay off his credit card befor he was able to try and refinace his car. Not knowing why because he had made the car loan and the visa card two seprate times ? But beside that we had talked and thought it would be better if i tryed to put the car under me just so we be able to get insurance without the bank doing it for us and it would be alot cheaper. Being that his bank is Hawaii State Federal Credit Union i had to become a member befor we were able to even think i could at least try to get the car back. So i finally had found a friend who had made me a member. My boyfriend had let the bank know that we had gotten the money and that i was now a member of the bank. The bank had asked for my account number. After that he was told that he would now have to now pay $626 and try and see if i was able to be approved for a personal loan of $15,000 . Because the car is too old to make a car loan so we would have to make a personal loan. I am so confused and not so sure what to do. I feel like there giving us the wrong information and trying to trick us into paying his visa card off first instead of being able to get our car back first. Also they had said they also wanted us to make a joint account together ? Im so confused . Thank You for taking the time to read my story and help me. Mahalo Angleak

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Refinance your loan through another bank and do not have a joint account as this gives the bank to grab more money not only from your partner but from you as well.Loan from another bank is the answer and pay this one off...
Get advice from an accountant is another option.You might pay just a $100 to get financial advise but will be saving thousands.

Posted on Sep 10, 2010

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SOURCE: I have freestanding Series 8 dishwasher. Lately during the filling cycle water hammer is occurring. How can this be resolved

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Posted on Jan 02, 2017

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