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hi .. if you mean bonnet badge and not grill badge .. I'm more than 90% certain it is fixed with a self adhesive pad on the back of the badge as I've never seen holes in the bonnet for the badge, have a careful look around the edge of the badge for signs of the adhesive pad.
You can request a payment deferral where they take your next payment and put it at the end of the loan thus allowing you the time to put the money up for the next payment and keeping you from being late. If all else failss i suggest that you look into refinancing with another bank or loan company at a lower apr rate.