If the temperature is normal, you have serviced it regularly, don't have any leaks and the radiator looks to be in good shape on the outside, I see no reason to be replacing it. I've had many radiators last well over 200k without problems. It's not a bad idea to replace old worn items but if you begin changing everything else on your vehicle that's old, where do you stop?
2006 Cadillac CTS: Drove home from work, parked car in garage... a few hours later tried to start...
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2006 Cadillac CTS: Drove home from work, parked car in garage... a few hours later tried to start the car and it wouldn't start... made normal sounds a car makes when it is starting, but it just wouldn't actually start. No clicking... not a bad battery... no error/service lights came on the dash... Eventually there was a sort of 'burning rubber' smell after about a minute of trying to start it, so I gave up. Tried again about two hours later. Same thing. Next morning had the car towed; service dept tried to start & it started right up! Did all kinds of tests but didn't find anything wrong. Weird? Nervous this is going to happen again (when I'm not at home) & leave me stranded.