1995 Honda civic - Replaced a bad water pump, and

Not at all unusual for the timing belt to break and cause major mechanical problems inside of your engine. A failed timing belt can totally destroy your engine due to the extremely close clearences. That's why the strongly recommend a preventative replacement of the timing belts in all Hondas and Toyotas at specified mileage frequencies between 70,000 and 120,000 miles. Change the timing belt before it destroys the engine. You may now be at a point where only the Honda Dealer or authorized garage may be able to help diagnose the problem.